In today's economy saving money can be hard, but it can be even harder if you are your own worst enemy. There are a hundred things that the average American does in a day that ends up costing them money; money that does not seem like a lot until you have to pay your bills at the end of the month. So instead of clogging up your toilet with loose change try to make these change saving changes.
Leaving the Lights On
How many times did your dad yell at you to turn the lights off when you left a room? Here at the Dollar Dad Estate that is one of my biggest pet peeves because I can just imagine the electricity bill ticking up pennies at a time for a utility that is not being used. If you are one of those people who leaves every light in the house on try not doing that for a month and see how much of an impact it has on your electricity bill; it will also prolong the life of your light bulbs which will save you even more money in the big picture.
There is a reason why it costs an arm and a leg to mail anything nowadays and that is because nobody is mailing anything anymore; well, at least bills and letters. If you are still mailing items that could be taken care of online then you are literally throwing 42 cents at a time in the mail box. Switch over to auto pay, or at least start paying your bills online to save rolls of nickels and dimes.
Gas Station Purchases
Are you one of the many people who stop by the gas station every morning for a quick cup of coffee and a breakfast sandwich? All gas station goods are marked up at least 100 percent, often time more, which means that you are paying at least twice as much as you need to for that breakfast sandwich. Start brewing your own coffee and buy some breakfast sandwiches from a warehouse store and watch how quickly your bank account starts to rise.
If you are the kind of person who didn't think of money when you read ATM, then this is the wrong website for you. If you are the kind of person who still collects ATM fees then I am glad you are here because you are exactly the kind of person who I am trying to reach. Quit throwing your money away by accruing this unnecessary fees. If you know you are going to need cash make sure you go to the bank and get it ahead of time, otherwise your debit card will do just fine in most situations. If you absolutely can't avoid using and ATM try to find one from your bank which often times won't charge you for withdrawals.
Interest, Interest, Interest
Depending on what you are paying interest on you are spending a lot more than nickels and dimes, though interest is the definition of nickel and diming yourself. If you are paying interest on multiple bills you are most likely losing hundreds per month on something that is not giving you any kind of return. Stop taking out loans if you don't need them and figure out how to pay off the interest accruing loans that you have now.
The Dollar Dad isn't about pinching pennies. He is about making and saving money in interesting way to live the best life you can.