It is that time of year where people start to make resolutions to improve their lives. While losing weight is overwhelming the most popular New Year's resolution, there are many other positive changes that we can vow to make in our lives two. While weight loss is on my agenda this year, finding ways to save money is also toward the top of the list. That is why I am am compiling this list of 9 New Year's resolutions that will save you money.
In some circles the dollar store gets a bad rap. It is mostly seen as a junk store with less than quality products. While that may be true for a few of their offerings, you may be surprised by what you will find between their walls. Here are 5 reasons why I shop at the dollar store every week.
There are a ton of ways to make money from your phone but few are easier than touching your phone. A few companies are taking advantage of our love for money by creating apps that literally make you money by tapping your phone. You are going to screw around with it while you are in line at the bank anyway you might as well make some money from it. Here are a few of the best apps that make you money by touching your phone.
Being the Dollar Dad I am always looking for ways to diversify my portfolio and make a little extra money any way I can. I have to tell you that I have been using Qmee for a few months now and it is the most legitimate browser add-on that I have ever come across. It does what it says it is going to do, it doesn't fill your computer with a bunch of other junk, it is not the least bit annoying, and best of all it really does earn you free money.
Growing a saving account is hard. There always seems to be something that you need to spend your money on and when you do get a chance to put a little something away that is usually when you need to use your savings account. This article will share 5 simple hacks that allow you to put some money away every month without it affecting your spending habits. So the next time disaster strikes, you will be prepared.
One of the biggest clichés in the business world is that it takes money to make money. The fact that it is 100% true doesn't make it any less cliché. When people look to invest money their goal is obviously a return and the larger the better. The problem here is that large returns usually take a little larger initial investment which may be holding some of you back from taking the risk and making that profit. Here are 5 ways that you can take small risks and get smaller returns in order to build up seed money for bigger investments.
The concept of a CD ladder is actually fairly simple, the complicated part is trusting yourself and the bank in the long term. The idea is to build a “ladder” where your money is making the most interest possible, but is also available if you ever need it. So, how do you have your cake and eat it too?
First, a PSA: If you are looking to save money on gas you can also check this post. For those of you who don't live in the Midwest, don't worry, this will become a regular segment for each gas giant across the nation. For those of you who are based in the Midwest, I guess you are lucky that I am too and have a SA connection. What I have learned from my source will save you a couple dollars at the pump every time you fill up.
Did you know that SA accepts competitors coupons? Now, they are not just giving away gasoline so the coupon has to be legit and you have to follow all the rules of the coupon. In other words if the coupon says that you have to buy a car wash to get 3 cents off a gallon, then you are going to buy a SA car wash to get the 3 cents off.
My SA Rewards Card
At the very least your should be a My SA Rewards member. At the gate this card saves you 3 cents off per gallon, but that is only the beginning. If you frequently buy certain products like bakery items or fountain drinks you can get free items for every set number you buy. On top of that you can also earn points to put toward more money off per gallon or gift cards to save money elsewhere.
Buy a Fuel Card
Another card you are going to want in your wallet is an SA fuel card. When you pay with a pre-loaded gas card you get another 3 cents off per gallon. Being that gas is a necessary evil if you want to drive it makes sense to throw some money on the card every month; you are going to buy gas anyway, this way you are just saving a little more money per gallon.
Plan Your Fill Ups Around Tuesdays
Amazon Prime Pantry has been a God send to many people who live in rural areas and don’t have the luxury of warehouse stores like Sam’s and Costco. Recent news predicts that Amazon is about to mess up those warehouse store’s game too when they unveil their own private label brands. All of this only means more free stuff for people like us; so here is how I am already making the most out of this service before the exodus even arrives.
One of the main reasons that people don't try to save money is because they think it will be a hassle. I know that sounds silly, but there are a lot of lazy people out there that would rather spend an extra 50 dollars a month on something rather than do just a little work. Even people who are willing to do a little work are missing out because they think that saving money will be too much work or too complicated. These easy suggestions will help you to save money on energy every month and you only need to do them once and forget about them.
There are a few different ways you can do this in order for instant energy savings. The more costly and time-consuming option would be to install all new doors and windows. It costs a lot, but it will upgrade your house and you won't be letting money slip out through the cracks.
If you are looking for a quicker and less expensive fix considering using draft busters slip underneath your doors to prevent drafts from flowing in and out. You can also caulk around your windows to help reduce the amount of hot and cold air moving in and out of your house.
People really don't realize how much of a difference this makes, I moved from a house with bad windows to a house with new windows, and not only did my electricity bill not go up even though I added 500 square feet, but I am able to better regulate the heat in my house. In my old house, my air conditioner worked overtime and sometimes could not keep up with the demands, in the new house we sometimes have to adjust the AC because it is too effective.
Put a Stake in Energy Vampires
This is one of the big ones. Experts have been saying for years that things like TVs and microwaves are sucking energy by being on. Their solution is to unplug everything when you aren't using it? Who has the time or energy to unplug and re-plug the TV every time you want to watch it. Instead get a Smart Strip LCG-3M Energy Saving Surge Protector which breaks the chain and will shut off the power consumption when not in use.
Replace Your Lightbulbs
I personally take the approach of replacing them as they die, but I would not judge you if you replace every light in the house in order to get a head start on the savings. Not only do these light consume less energy, but they also last from 5 to 10 years which means that you will forget the last time that you had to replace a light bulb. The only downside is that these lights cost a lot more upfront, but the cost is worth the saving down the road especially when you employ other energy saving measures.
Low Flow Toilets
Toilets are one of the easiest home improvement tasks you can undertake and installing a low-flow toilet will save you a ton in energy costs. We flush extra money down the toilet every time we flush a regular toilet. If you don't want to install an entirely new toilet there is a simple hack you can do to save toilet water.
Fill a 20-ounce bottle (or two) with something heavy enough to weigh it down in the tank. Place the bottles in the tank upright so they don't roll around. The bottles displace the water and the tank does not fill as high which saves water.
Replace Light Switches with Motion Sensors
If you have kids (or a wife) like mine then every light in your house is on 24/7. Installing these lights will save you a ton of money on electricity throughout the year. They are quick and easy to install and nowhere near as annoying as they sound.
Did I miss a fix it and forget it project that could save me some money? Let me know in the comments.
The Dollar Dad isn't about pinching pennies. He is about making and saving money in interesting way to live the best life you can.